Chapter 7 & Chapter 13 Bankruptcy
If you are considering bankruptcy, you are probably feeling uncertain about your financial situation and your future. At the Law Offices of Alice Vacek Aranda, PLLC, we help people pursue a fresh start under Chapter 7 and Chapter 13 of the United States Bankruptcy Code.
We are not pushy. We understand that filing for bankruptcy is a big decision. We will provide you with information about the process and an analysis of your situation. Then we will give you time to decide your next step. We are here for you whenever you are ready.
Attorney Alice Vacek Aranda is an active member of the Arizona Consumer Bankruptcy Council and the bankruptcy section of the Arizona Bar Association.
Chapter 7 Bankruptcy
Chapter 7 is available to people who have little property beyond the basic necessities and little to no income left after meeting (or trying to meet) their living expenses. Under Chapter 7, debtors can discharge most of their unsecured debt, often within just a few months.
Chapter 13 Bankruptcy
Chapter 13 bankruptcy is for people who can afford their basic expenses every month, but have trouble keeping up with scheduled payments on their debts. Under Chapter 13, you can set up a payment plan that allows you to pay off your debts over time while keeping your property.
Contact Us For Help With Chapter 7 & Chapter 13 Bankruptcy
From our offices in Phoenix and Cottonwood-Sedona, we represent people pursuing consumer bankruptcy throughout Arizona. We are proud to offer flexible hours and services in Spanish to accommodate our clients’ needs.
During our initial consultation, we will help you review your financial situation, assess your options and choose the best course of action for you and your family. To learn more, we encourage you to contact us to schedule an appointment. Please contact us online or call our offices in Phoenix or Cottonwood at 602-275-3238.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.