Bankruptcy and Social Security Income

Bankruptcy and Social Security Income

I live on social security income.  Can a creditor garnish my checking account? Social security income is exempt from the reach of creditors. That is, a creditor cannot garnish social security income. A person receiving only social security income is judgment proof. Such a person does not need to file for bankruptcy, because the creditor does not have a right to any of the social security income.

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Bars or Disqualifying Factors to Asylum

Bars or Disqualifying Factors to Asylum

In our previous article How We Prepare Asylum Claims, we touched upon arguments that the government attorney may present to disqualify a person from meeting the requirements for asylum.  In this article we explore other disqualifying factors that will be a bar to asylum.

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How We Prepare Asylum Claims

How We Prepare Asylum Claims

Our previous article What Are the Requirements for Asylum explained what is required to have an asylum claim. In that article, we stressed the importance of contacting an attorney early and having the attorney present during the interview with the asylum officer.

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What Are the Requirements for Asylum?

What Are the Requirements for Asylum?

What are the requirements for asylum? Many asylum seekers are unaware and enter into the credible fear interview alone with no awareness of what elements of asylum law they will need to prove to prevail in their claim.

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Bankruptcy: Joint or Single Filing

Bankruptcy: Joint or Single Filing

I am married.  Can I file without my husband? In a community property estate like Arizona, all assets and debts incurred during the course of the marriage “partnership” are considered community property. The exceptions are property received and debts incurred before marriage or after divorce, or property received through inheritance, whether it is received before, during, or after marriage. 

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Bankruptcy and Divorce

Bankruptcy and Divorce

Is it better to file for bankruptcy before or after divorce? If a couple is considering divorce, it is generally better to file for bankruptcy before getting a divorce. In this way, all debts incurred during the course of the marriage are discharged as community debts.

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Bankruptcy and Back Child Support

Bankruptcy and Back Child Support

I am behind on my child support.  Can filing bankruptcy help me? It depends on whether a Debtor files a Chapter 7 bankruptcy or a Chapter 13 bankruptcy. There are subtle differences.

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Bankruptcy and Taxes

Bankruptcy and Taxes

I owe taxes.  Can filing bankruptcy help me? Generally, tax debts are not dischargeable in bankruptcy. However, in law, there are always exceptions to the rule. If a tax debt is more than ten years old and the Internal Revenue Services has made no attempt to collect it, the tax debt will be barred by the Statute of Limitations and will no longer be collectable.

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Will Filing Bankruptcy Affect My Tax Refund

Will Filing Bankruptcy Affect My Tax Refund

If I file for bankruptcy, will it affect my tax refund? It depends on the time of the year that the bankruptcy is filed. After a bankruptcy petition is filed, the tax refund is considered property of the bankruptcy estate. This means the trustee has the right to that refund so that he or she can distribute it equally to the unsecured creditors.

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Can Filing Bankruptcy Stop a Lawsuit?

Can Filing Bankruptcy Stop a Lawsuit?

I am being sued. Can filing for bankruptcy stop a lawsuit? Yes and no. The end result of a lawsuit is a judgment against the loosing party, resulting in money damages. If a creditor wins a lawsuit against the Debtor, the creditor must collect on that judgment.

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